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Inflammation & Stress

Cortisol

Also known as: Serum cortisol test, Blood cortisol test, Total cortisol test, Plasma cortisol concentration

A serum cortisol test measures the level of cortisol — a steroid hormone (sometimes called the “stress hormone”) made by your adrenal glands — circulating in your bloodstream. Cortisol helps control how your body uses carbohydrates, fats, and proteins; supports immune function; and plays a key role in managing stress and maintaining blood pressure.

Levels naturally rise and fall throughout the day, peaking in the early morning (shortly after waking) and dropping to their lowest point around midnight.

Because cortisol affects nearly every organ system, abnormal levels can signal problems with the adrenal glands, the pituitary gland, or the hypothalamus (which together form the hypothalamic–pituitary–adrenal axis).

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Key takeaways

  • Sample required: Blood (usually drawn in the morning)

  • Tests for: Adrenal function and hormone balance related to stress response, metabolism, and immune regulation

  • Healthy range: Approximately 4 – 22 micrograms per deciliter (mcg/dL) in the morning for ages 17 and up; lower values are expected in the evening (ranges may vary by lab and assay)

What can a cortisol test tell you?

A serum cortisol test helps evaluate how well your adrenal glands are functioning and whether your body is producing too much or too little cortisol.

Low cortisol levels can be a sign of Addison’s disease or other forms of adrenal insufficiency, in which the adrenal glands do not make enough cortisol. Low blood sugar can also cause cortisol to spike, so in some cases, a cortisol test may illuminate hypoglycemia.

Because cortisol production is closely regulated by adrenocorticotropic hormone (ACTH) from the pituitary gland, providers often order ACTH tests alongside cortisol to identify whether the problem originates in the adrenal glands or elsewhere in the hormonal chain.

Cortisol tests can also point to stress-related conditions, including post-traumatic stress disorder (PTSD) or chronic stress.

The Endocrine Society typically recommends cortisol testing when symptoms suggest adrenal dysfunction or when an adrenal or pituitary disorder is suspected.

What is being tested?

Cortisol is a hormone produced by the adrenal cortex (the outer layer of the adrenal glands). It helps regulate metabolism, suppress inflammation (in the short-term), and control your body’s stress response.

When you’re under stress — whether physical (like infection or surgery) or emotional — the hypothalamus signals the pituitary gland to release ACTH, which stimulates the adrenal glands to release cortisol. Once the stress resolves, cortisol levels drop through a negative feedback system.

Testing serum cortisol helps providers assess this hormonal loop and identify whether your adrenal glands are overactive or underactive.

Where is the cortisol test typically included?

A cortisol test can be ordered as a stand-alone blood test or as part of a hormonal evaluation panel. It may be included in:

  • Endocrine function panels (to assess adrenal and pituitary hormones).

  • Dynamic tests such as:

  • ACTH stimulation test, which evaluates the adrenal response to synthetic ACTH.

  • Dexamethasone suppression test, which helps determine if the body is producing too much cortisol.

For context, cortisol can also be measured in saliva or urine.

  • Salivary cortisol reflects the free (biologically active) form of the hormone and is often used to check for abnormal daily cortisol rhythms.

  • Urinary free cortisol (24-hour urine test) measures total cortisol output over a full day and can help confirm suspected Cushing’s syndrome.

However, serum cortisol remains the standard for initial adrenal evaluation and is most commonly used in general clinical settings.

Who should get a cortisol test?

A cortisol blood test may be recommended if you have symptoms or conditions that point to adrenal or pituitary dysfunction.

Common reasons for testing:

  • Unexplained weight gain or loss.

  • Fatigue or weakness that doesn’t improve with rest.

  • Unusually low blood pressure or fainting spells.

  • New or worsening depression, anxiety, or irritability.

  • Irregular menstrual cycles or loss of libido.

  • Persistent high blood pressure not explained by other causes.

Risk factors and conditions that may warrant testing:

  • Long-term corticosteroid use.

  • Pituitary or adrenal tumors.

  • Chronic stress or prolonged illness.

  • Autoimmune conditions affecting hormone production.

  • Family history of endocrine disorders.

Your provider may recommend testing both cortisol and ACTH to understand whether an issue stems from the adrenal glands or from the pituitary’s signaling to those glands.

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Not available in all 50 states. Eligibility and provider order required. Lab results alone are not intended to diagnose, treat, or cure any condition. A provider will reach out about critical results and plans include access to 24/7 provider messaging.

Images for illustrative purposes only.

Frequently asked questions

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What causes changes in cortisol levels?

Cortisol levels naturally fluctuate throughout the day but can rise with stress, illness, certain medications, or hormone-producing tumors. They may also fall due to adrenal or pituitary disorders, long-term steroid use, or sudden steroid withdrawal. Pregnancy or the use of estrogen-containing birth control pills may also increase levels. Lifestyle factors like poor sleep or chronic stress can also cause mild, temporary changes.

Can this test be done at home?

At-home cortisol tests typically use saliva or urine, not blood. While these can provide general insight into hormone levels, lab-based serum testing is more accurate and preferred for diagnosing adrenal disorders.

Is fasting required for a cortisol test?

Usually not. However, your provider may ask you to rest before the test or avoid certain medications that can affect results.

What is the reference range for cortisol?

The normal range for cortisol is approximately 4 – 22 micrograms per deciliter (mcg/dL) in the morning for ages 17 and up; lower values are expected in the evening (though ranges may vary by lab and assay).

How long do results take?

Results are generally available within a few days, depending on the lab.

How often should I get tested?

Cortisol testing is usually done when symptoms suggest an adrenal or pituitary issue, or to monitor a known condition.

Does the time of day matter?

Yes. Cortisol levels are highest in the early morning and lowest at night. Providers often schedule blood draws between 7–9 a.m. for accurate interpretation.

Does insurance cover a cortisol test?

In most cases, yes—especially when the test is ordered to evaluate symptoms or manage an endocrine condition. Insurance is not required for lab testing through Hers. 

What tests are related to this biomarker?

• ACTH (adrenocorticotropic hormone) test 

• Dexamethasone suppression test 

• ACTH stimulation test 

• 24-hour urinary free cortisol test

• Salivary cortisol test

The information provided here is for informational and educational purposes only and is not a substitute for professional medical advice, diagnosis, or treatment. Always talk to a qualified healthcare provider about your specific health concerns.

Related biomarkers

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DHEA-S

DHEA-S is a hormone made by your adrenal glands. At a healthy level, it helps balance the effects of cortisol to support energy, mood, and long-term resilience.

Learn more about DHEA-S

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Reviewed by Lynn Marie Morski, MD

Published 12/04/2025