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Heart health

Total Cholesterol

Also known as: Cholesterol blood test, Serum cholesterol, Lipid panel (when total cholesterol is measured alongside LDL, HDL, and triglycerides, it’s part of a broader lipid panel)

A total cholesterol test measures the overall amount of cholesterol in your blood. Cholesterol is a waxy, fat-like substance your body needs to build cells and make hormones; however, excess cholesterol can contribute to plaque in arteries, raising the risk of heart disease and stroke. Because high cholesterol usually has no symptoms (unless it’s extremely high, as in cases of familial hypercholesterolemia, or genetic high cholesterol), lab testing is key to understanding your long-term cardiovascular risk.

A licensed provider can order your lipid panel, explain your numbers in context, discuss lifestyle options or medications, and plan follow-up testing.

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Key takeaways

  • Sample required: Blood

  • Tests for: The overall amount of cholesterol in your blood (total cholesterol), which reflects cholesterol carried by LDL (“bad” cholesterol), HDL (“good” cholesterol), and a portion related to triglycerides.

  • Healthy range: About 150 milligrams per deciliter (mg/dL) is considered optimal, while less than 200 mg/dL is considered normal and above 200 mg/dL is high.

What can a total cholesterol test tell you?

The total cholesterol value combines cholesterol carried by low-density lipoprotein (LDL), high-density lipoprotein (HDL), and a component related to triglycerides. Providers look at total cholesterol alongside LDL, HDL, and triglycerides to assess risk and guide next steps:

  • Screening and risk assessment. The test helps estimate heart disease risk when combined with other lipid values and risk factors like age, blood pressure, diabetes, smoking, and family history.

  • Monitoring. Tracks response to lifestyle changes and medications such as statins when managing high cholesterol.

Importantly, total cholesterol does not diagnose heart disease on its own. It’s one part of a broader evaluation led by your healthcare provider.

What is being tested?

Cholesterol travels through the bloodstream packaged in lipoproteins. The total cholesterol measurement reflects cholesterol carried by LDL (which can deposit cholesterol in artery walls), HDL (which helps remove excess cholesterol), and a portion related to triglyceride-rich particles. 

Too much LDL and/or too little HDL can promote plaque build-up (atherosclerosis), increasing the risk of heart attack and stroke over time.

Where is the total cholesterol test typically included?

Total cholesterol is most often measured as part of a lipid panel that also includes LDL cholesterol, HDL cholesterol, and triglycerides. 

Lipid panels are commonly ordered during routine care, cardiovascular risk screenings, and follow-ups after starting cholesterol-lowering therapy.

Who should get a total cholesterol test?

  • Adults: Many adults 20 or older benefit from screening at least every four to six years if cardiovascular risk is low, with more frequent checks recommended when risk is higher or if previous results were abnormal.

  • Children and teens: Guidelines recommend at least one lipid screen between ages 9 and 11, with repeat tests every five years. Earlier or more frequent testing may be suggested when risk factors (e.g., diabetes, obesity, strong family history) are present.

  • Higher-risk groups. People with diabetes, chronic kidney disease, hypertension, tobacco use, or a family history of early heart disease often need more frequent testing and closer management.

How Labs by Hers works

  • 1

    Book your test

    Schedule a lab draw in the Hers app at one of more than 2,000 convenient locations.

  • 2

    Get your results

    Review your lab results to understand which areas of your health may need attention.

  • 3

    Spot early signals

    Identify potential health risks or system imbalances before they become more serious.

  • 4

    Get your action plan

    Receive expert guidance tailored to your health profile and test results.

  • 5

    Improve over time

    Track your progress through a mid-year panel and ongoing provider check-ins.

Not available in all 50 states. Eligibility and provider order required. Lab results alone are not intended to diagnose, treat, or cure any condition. A provider will reach out about critical results and plans include access to 24/7 provider messaging.

Images for illustrative purposes only.

Frequently asked questions

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What causes changes in cholesterol levels?

Factors that may increase cholesterol include a diet high in saturated or trans fats, physical activity, obesity or overweight, smoking or exposure to tobacco smoke, and genetics  (e.g., familial hypercholesterolemia).

Factors that may decrease cholesterol include heart-healthy eating patterns (e.g., Mediterranean-style), weight loss if needed, regular physical activity, quitting smoking, and the effective treatment of underlying conditions and guideline-directed medications when indicated.

What is the reference range for a cholesterol test?

About 150 milligrams per deciliter (mg/dL) is considered optimal, while less than 200 mg/dL is considered normal and above 200 mg/dL is high.

Do I need to fast before a cholesterol test?

Not always. Non-fasting samples are acceptable for many people; your provider may still ask you to fast if a full lipid panel is ordered or results need clarification.

How often should I get my cholesterol checked?

Many adults 20 and older can be checked every four to six years if their risk is low, but those with risk factors or prior abnormal results may need more frequent testing.

Can I check my cholesterol at home?

Yes. Some at-home kits use a fingerstick sample you mail to a certified lab. However, you should always discuss your results with a clinician to ensure proper interpretation and follow-up.

What happens if my cholesterol is high?

A provider may recommend lifestyle changes and, if needed, medications such as statins based on your overall risk and LDL level.

Is total cholesterol covered by insurance?

Cholesterol testing is typically covered when ordered for preventive care or risk monitoring. Insurance is not required with lab testing through Hers.

What tests are related to this biomarker?

• Full lipid panel (total cholesterol, LDL cholesterol, HDL cholesterol, triglycerides)

Non-HDL cholesterol and apoB (risk-enhancing measures in certain people)

High-sensitivity C-reactive protein (hs-CRP) (inflammation marker used in some risk discussions)

• Blood pressure and glucose/A1c (key contributors to overall cardiovascular risk)

The information provided here is for informational and educational purposes only and is not a substitute for professional medical advice, diagnosis, or treatment. Always talk to a qualified healthcare provider about your specific health concerns.

Related biomarkers

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Apolipoprotein B

Apolipoprotein B (ApoB) is a protein that carries LDL and other bad cholesterol particles in the blood. Lower ApoB levels mean fewer harmful cholesterol particles are in your blood, and an overall reduced risk for heart disease.

Learn more about Apolipoprotein B

High-Sensitivity C-Reactive Protein

High-Sensitivity C-Reactive Protein (hs-CRP) is a liver-made protein that rises with inflammation. A low level is associated with a lower heart disease risk.

Learn more about High-Sensitivity C-Reactive Protein

Lipoprotein (a)

Lipoprotein (a), or Lp(a), is a genetically inherited cholesterol particle similar to LDL. A low level is a good sign for heart health.

Learn more about Lipoprotein (a)

Non-HDL Cholesterol

Non-HDL cholesterol includes all the "bad" types of cholesterol that can build up in your arteries. A healthy level is a good sign for your overall heart health.

Learn more about Non-HDL Cholesterol

HDL Cholesterol

HDL, or “good” cholesterol, acts like a cleanup crew to clear harmful fats from your blood. A healthy HDL level helps prevent buildup in your arteries.

Learn more about HDL Cholesterol

LDL Cholesterol

LDL is the “bad” cholesterol linked to plaque buildup in artery walls. A healthy level means fewer harmful cholesterol particles in your blood, which reduces overall risk for plaque buildup.

Learn more about LDL Cholesterol

Cholesterol/HDL Ratio

This ratio compares your total cholesterol to HDL, the "good" cholesterol.

Learn more about Cholesterol/HDL Ratio

Triglycerides

Triglycerides are a type of fat in your blood made from unused calories that are stored for energy. Low triglyceride levels indicate that your body is not having problems with insulin resistance or processing fat, which is good.

Learn more about Triglycerides

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Supporting references

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Reviewed by Darragh O'Carroll, MD

Published 12/04/2025